Canada GST/HST Credit 2025: Upcoming Payment Dates & Eligibility Criteria

Canada GST/HST Credit 2025: In case you reside in Canada and seek to obtain some of the money spent as a tax out of your funds back, then you should learn about the GST/HST Credit in 2025. It is not only able to assist you financially but it may turn out as a small yet constant help in fulfilling the services of your family.

Simply put, it is a quarterly, Canada payment is issued by the government to the Canadian citizens with low or middle income. Now we would know in detail what this credit is what is its purpose, its time and its amount and on what dates it is to be paid and what knowledge is necessary to have in order to get it.

What is the GST/HST Credit?

Goods and Services Tax (GST) and Harmonized Sales Tax (HST) are taxes, which you pay when buying simple goods. A portion of these tax is partially reimbursed by the government, to the low-income citizens, thereby, making life a bit easier. This is tax-free and you are not required to source it into your income.

Payment schedule 2025

The CRA (Canada Revenue Agency) pays these monies on four occasions in a year. The dates when you will get GST/HST credit (in 2025) will be:

• January 5 th 2025
• Friday, April 5, 2025
• July 5 2025
• October 5, 2025
• Tip: When those dates occur during a weekend or holiday, then payment is on the previous business day.

Eligibility criteria

In order to receive the GST/HST credit you need to be a Canadian resident and to qualify under one of the following:

• You are 19 years of age or older
• You are married or living with a common-law partner
• You have a child and live with him or her
• Above all: You have to make a yearly income tax record, whether your income is zero or not. The returns determine whether you are eligible or not by the government.

Income-based payment calculating

The full or partial GST/HST credit you receive is based on your family net income, after adjustments. The more you have a low income, the more you receive.

The amount you are estimated to get in 2024-25:

• Single person: Maximum $519 per year
• Married couple: Maximum $680 per year (payment to one person)
• Each child: $179 per year
• Example: If you have an income of $35,000 and you are a single parent with one child, you can get about $698 (519 + 179) per year, which works out to about $174.50 per quarter.

How to get money?

The process of getting the GST/HST credit is very simple:

• File taxes: This is the most important step. Your tax return serves as the application.
• Keep your information up to date: Report any information such as marriage, divorce, birth of a child or change of address to the CRA immediately. This will prevent payment interruptions.
• Set up direct deposit: Payments will go directly to your bank account. This is the safest and fastest method. You can set this up using the CRA website or your bank.

What if you don’t get a payment?

• Wait 5–10 business days
• Log into CRA My Account to see if a payment has been issued
• Check if you filed your taxes
• Make sure your address and bank information are correct
• In case you have not solved the situation, contact the CRA: 1-800-959-8281

Provincial and territorial benefits

The good news is that when you file your taxes, the CRA automatically checks not only the GST/HST credit for you, but also other provincial benefits such as the Ontario Trillium Benefit or the BC Climate Action Tax Credit. That means one application, many benefits!

Conclusion

The GST/HST credit is not just a matter of money, it is the government’s way of helping you make life a little simpler. If you file your taxes on time, keep your information updated and set up direct deposit, you can take full advantage of this credit This is a must-have aid for every student, single parent, senior citizen or family starting out.

FAQs